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普法丨偷走出租车,开了不到30米就出事故,责任谁承担?

www.portaldachina.com2019-07-16
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出租车停在路边,被偷了。司机与摩托车相撞,引发交通事故。事故发生后,受害人要求赔偿并失败,最终将司机,原主人,出租车司机,出租车公司和保险公司带到法庭。那么,如果出租车被盗并且发生事故,谁应该承担责任?近日,仙游县人民法院审理此案。由于出租车司机对车辆管理不当而且存在一定的缺陷,法院已裁定出租车司机也必须承担相应的赔偿责任。

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从2017年1月到2018年1月,林某在莆田的出租车运营中心租了一辆车进行出租车运营。 2017年10月18日晚,林某暂时将出租车停在仙游汽车站对面的路边停车场,然后到附近的便利店买东西。没想到,几分钟后,林发现车已经不见了。事实证明,林离开车后没有把钥匙拉开然后下车。他赶回家乡廖,然后放弃了自行车,开走了出租车。

当廖某驾驶车辆反向行驶不到30米时,他跑进一辆摩托车,暂时等待红绿灯等候红绿灯。这引起了范某祥,范某芳和范某一的交通以及两辆车的损坏。事故发生后,交警确定廖某应对事故负责。事故发生后,范某芳因住院接受治疗,被确定为10级残疾。 2018年7月,范某芳在仙游县人民法院提起诉讼。

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法庭审理

驳回对出租车运营中心和车主的索赔

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在审判期间,几名被告确定了事故赔偿金。那么,在这种情况下谁应该承担因事故引起的赔偿责任呢?

After trial, the court held that the taxi operation center had no objection to the authenticity of the small car insured by the insurance company and the commercial third party liability insurance policy with a limit of 1 million yuan. The insurance policy is sufficient to confirm the insurance company's third-party insurance. The disclaimer provides clear instructions and instructions to the insured's operations center, and the exemption clause is legal and valid. Liao sneaked the vehicle, was an unauthorised driver and was not eligible to drive a taxi. According to the terms and conditions, the insurance company was exempted from the commercial third party liability insurance. Therefore, the insurance company should compensate Fan Mofang for the corresponding expenses within the limits of the liability for paying the insurance. In this accident, the taxi operation center and the owner of the vehicle, Chen, were not at fault, so the court rejected Fan’s claim against the two.

It was found that Fan’s loss caused a total of more than 157,000 yuan. In the end, the court ruled that the insurance company should compensate Fan Mofang for a loss of more than 105,000 yuan; the taxi driver Lin had a certain fault in the improper management of the vehicle, and should bear more than 15% of the compensation for the part of the traffic insurance, totaling more than 7,800 yuan. Liao sneaked the vehicle and did not drive the taxi. He was fully responsible for the accident. Therefore, he should bear more than 85% of the compensation for the part of the insurance, totaling more than 44,000 yuan.

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Judge reminder

The majority of riders must take the precautions, pay attention to the custody or management of their own vehicles, prevent the criminals from having the opportunity, use the vehicles to cause trouble, cause damage to others' lives or property, and avoid causing unnecessary damage to themselves. loss.

Author: legal newspaper reporter Chen Qi Fujian correspondent Fang Fang Guo Yan Zhen Wang Bingbing

Editor on duty: Wang Wei

Fujian Rule of Law Newspaper Original: Unauthorized Reproduction prohibited

Authorized reprint please contact: qq: 282110664

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